College Planning Specialists

November 15, 2007

San Francisco Bay Area: One of the Highest Quality Education Centers in the Universe

stanford-logo.jpg

The quality and quantity of educational institutions in the Bay Area are two of the driving factors for many home buyers in today’s Real Estate market. With the recent college loan scandal hitting the front pages all over the country, a renewed emphasis is being placed upon real estate agents to act as valuable sources of information during the home buying process.

Agents in the Bay Area are becoming “experts” on school systems, high schools, colleges, & universities within the areas they are selling real estate. The following is a reminder of the Bay Area’s quality educational opportunities at the university & high school levels:

*Stanford University: Palo Alto, California–Stanford University has long been considered one of the elite educational institutions in the United States. Stanford’s proud tradition places it on the same level as the best Ivy League schools. The Stanford blog is a great resource for incoming students. Some of Stanford’s academic credentials (National Rankings) as provided by US News & World Report:

Law school rank #3 ; Business school rank #2

Engineering rank #2 ; Biological Science rank #1

cal-logo.jpg

Courtesy www.wikipedia.org

*University of California at Berkeley: Berkeley, California–Another titan in the scholastic world, U.C. Berkeley has long been considered one of the preimenent breeding grounds for future legal and business professionals. With a long history of social and political activism the university is a unique institution. The following are national rankings provided by US News & World Report:

Law school rank #8 ; Business school rank #8 ; Engineering school rank #3

Sciences (Biological) rank #2 ; Psychology (Clinical) rank #2

*University of San Francisco: San Francisco, California–USF is one of the highest ranked medical institutions in the country. USF is a cutting edge leader in medical research. US News & World Report national rankings for USF:

Medical Research rank #5 ; Primary Care rank #8 ; Internal Medicine rank #3

Drug & Alcohol rank #3 ; AIDS Research rank #1 ; Women’s Health rank #2

The Bay Area is also home to Santa Clara University; Saint Mary’s; San Francisco State University; San Jose State; and a rich Junior College system numbering 22 campuses throughout the region.

The region supports a vast number of outstanding college preparatory high schools. The following is a small sampling:

*The Branson School: Ross, California–Branson is considered one of the finest prep schools in the nation; tuition weighs in at $28,575 making it one of the most expensive high schools as well.

*University High School: San Francisco, California–University High School established in 1973 has a well earned reputation as a supreme academic prep school. Tuition is in the Branson range, $27,300, and so is it’s reputation for excellence.

*Bentley School: Lafayette, California–Bentley is a progressive institution with split campuses. One campus is for grade school level and junior high students; the high school prep level students reside on another campus. Tuition for grade 9-12 is $22,995.

Although this is a tiny sampling, it is representative of the quality of education that is attainable at the prep school and the university levels in the Bay Area. Consult your local Realtor for more information about the schools available in your community of choice.

Advertisements

October 17, 2007

STOP Servitude to Banks Providing Tuition Financing: College Planning Specialists’ Plan to Break the Loan Cycle

In today’s world of financing for a college education, the awesome and frightening reality for many students and parents are the lack of solid tuition financing alternatives. The main method of paying for an education., outside full athletic scholarships or parents who can afford to pay without discomfort, are student loans through fiance companies bent on creating an interest rate bonaza to your detriment.

robbers.jpg

In step with the high interest rates and never ending loan pay off dates is the fact that college tuitions are simply a rip off. There is very little competition or what analysits call downward pressure on college tuition pricing. In a good example of this problem, Paul Streitz’s article “The Great American College Tuition Rip Off” outlines how parents and students push for higher education at the best colleges. This demand is manipulated by those colleges that receive the highest rankings from the US News and World Reports. US News and World Reports rankings have long been a respected measuring stick to parents and students helping them identify the best institutions.

Streitz posits that without tuition price competition from equally rated universities, and with demand escalating, universities will continue to raise tuitions. These cost increases are not caused by spiraling administration costs, professor salaries, or any cost of doing business factors. Instead the true explanation is simple: universities can and do raise tuition fee because students and parents are willing to pay the costs without question.

How do students receive academic scholarships when their parents economic standing disqualifies them from aid? And how do parents whose main assets are in property and whose income is just enough to keep their household afloat help pay for their student’s educations? Is it possible to “requalify” these families in such a way as to make them eligible for financial aid after all? The answer to the last question is a resounding YES!

Right now is the right time to look for alternatives to the traditional loan rip offs. Now is the time to investigate and engage with a new method to pay for college. Now is the time to contact College Planning Specialists.

College Planning Specialists provides a number of valuable services which in whole bring a new alternative to the traditional problem of qualifying for financial aid. The professionals at CPS Dan Evertsz and Gerna Benz provide expert analysis and an action plan that helps non qualifying (financial aid) families qualify under aid guidelines.

CPS’s Service Checklist is comprised of 24 action steps when implemented have a positive effect on qualifying a family for the millions of dollars, that go unused each year, of financial aid available. The first step is to outline a complete financial overview and analysis of a family’s assets as they relate to college as well as their budget. Analysis of the family budget, taxes, retirement and other areas of financial management gives a clear picture as to the best steps to take.

During this analysis, CPS will calculate the family’s Estimated Family Contribution (EFC). This form is a way to calculate how much a family must pay outside of the financial aid package that they qualify to receive. It is CPS job to help families understand this process, do the calculations for the family, and most valuable-provide a plan/and or recommendations to reduce the Estimated Family Contribution.

Why worry about the EFC when most families do not qualify for financial aid due to their economic standing? In many many cases Dan and Gerna have been able to find avenues for families to qualify for financial aid. Almost all of these families never thought they would qualify, never knew where to go to investigate these alternatives, and have nothing to lose by going through the College Planning Specialists consultations.

For more information please contact this blog or stay tuned for the Part 2 in my series: Stop Servitude to Banks. . .

Blog at WordPress.com.